Explore Our Different Plans
Bronze
These plans typically feature the lowest monthly premiums and higher out-of-pocket costs.
Silver
Perfect for those who want to balance premiums with out-of-pocket costs. These are our most popular plans.
Gold
Gold plans typically offer the best benefits, and you will pay less out of pocket when you need care.
Catastrophic
These plans have low monthly premiums and high deductibles. They’re great for adults under the age of 30.
Which Plan is Right for Me?
There is a lot to consider when choosing a new health plan, and your decision can have a major impact on both your health and finances. To make picking the right plan easier, take a look at this helpful flyer.
Why Blue Option?
Our members get access numerous exclusive services, including greater access to care, added convenience and helpful savings.
Check out some of the perks of being a Blue Option member.
When traveling outside of South Carolina, you can locate participating doctors and hospitals nationwide. Remember, when you use an in-network doctor or hospital through BlueCard, you receive the highest level of benefits.
Always be sure to talk to your provider (including facility, lab, etc.) to ensure they are participating in our network or the BlueCard network prior to having services rendered.
All Blue Option plans include routine pediatric and adult vision coverage through an independent company, the Physicians Eyecare Network (PEN).
PEN provides vision services through the Physicians Eyecare Plan (PEP) on behalf of BlueChoice HealthPlan. This benefit includes coverage for routine eye exams and materials.
Blue Option members have access to top retail providers, including Walmart® Vision Center, Pearle Vision®, Sam’s Club® Optical, LensCrafters®, Target Optical®, JCPenney® Optical, Eyeglass World® and America’s Best Contacts & Eyeglasses®.
Locate an in-network eye doctor.
Learn more about our vision coverage.
*This link leads to a third-party site. That site is solely responsible for its privacy policy and contents.
**Discount code cannot be combined with other discount codes.
All plans that have a copayment provide you with the convenience of an all-inclusive office visit copayment. What does that mean?
If you visit a participating in-network provider, you will pay one copayment for all covered services performed in the doctor’s office for the same date when billed by the physician. Best of all, there are no dollar maximums!
Here are a few examples of what is covered under the all-inclusive office visit copayment:
- Office charges, including surgical services or treatment of an illness, accident or injury
- Allergy and tetanus shots
- Annual physicals
- Injections (immunizations)
- Diagnostic lab and X-ray services (Other charges could apply if the provider sends the claim to a hospital for processing.)
Preventive Dental Care
Start smiling, because our plans include a reimbursement for preventive care.
All plans include a dental allowance per benefit period for exams and cleanings for adults and children by any South Carolina-licensed dentist.
You get access to:
- Preventive dental, one exam every six months, up to $50.
- Preventive dental, one cleaning every six months, up to $50.
Members can send a completed dental reimbursement form and the paid receipt to us for reimbursement of the allowed amount.
Never miss another message from us. Get important information delivered right to your phone when you sign up for our text messages.
Messages include:
- Important plan updates
- Health and wellness reminders
- Ways you can save
... and more!
Get started
You can sign up when you register for My Health Toolkit®. If you already have an account, you can update your contact preferences by going to your profile settings.
Our members have the power to visit with a doctor anytime, anywhere with Blue CareOnDemand Powered by MDLIVE®. All you need is a computer or smartphone device.
During a video visit, the doctor will ask questions, answer questions, diagnose a patients' symptoms and, if appropriate, call in a prescription to their local pharmacy. Behavioral health and lactation consulting services are also available.
Types of conditions doctors can treat:
- Cold and flu symptoms
- Bronchitis and other respiratory infections
- Sinus infections
- Pinkeye
- Ear infections
- Allergies
- Migraines
- Rashes and other skin irritations
- Urinary tract infections
... and more!
MDLIVE is an independent company that provides a telehealth platform on behalf of BlueCross. Copyright © 2024 MDLIVE Inc. MDLIVE and the MDLIVE logo are registered trademarks of MDLIVE, Inc.
Our members get access to the FOCUSfwd Wellness Incentive Program. FOCUSfwd rewards you for completing certain health-related challenges to help encourage a healthy lifestyle.
You can complete our FOCUS Points and GET FIT programs to earn up to $110 in rewards. You'll also increase your chances of winning one of the $1,000 quarterly and $5,000 annual cash rewards in our Sweepstakes.
Everyone needs some advice from time to time.
That's why My Life Consult offers you and others in your household a total of three free life management sessions to help tackle some of life's most challenging decisions.
Services include:
- Financial counseling and planning.
- Adult care services.
- College consultation resources.
- Legal consultations and documents.
- Child care resources.
- Parenting or adoption services.
My Life Consult services are offered through First Sun Employee Assistance Program (EAP). Because First Sun EAP is a separate company from BlueChoice® HealthPlan, First Sun EAP is solely responsible for all services related to individual assistance programs.
With You Wherever You Go
Your favorite features from the website are now available in a mobile app. With the My Health Toolkit® app, you can:
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View and share your digital ID card.
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Check the status of your claims.
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Confirm your coverage for services.
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Find a doctor or hospital in your network.
And more!
